Cashback and rewards apps pay you for shopping you’d do anyway. If you’re new to them, this guide walks you through how they work, which types are worth your time, and how to stack rewards for maximum savings.
How Cashback Apps Work
The concept is simple: you shop through the app’s link or scan a receipt, and the app shares part of its retailer commission with you. Payouts usually arrive via PayPal, gift cards, or bank transfer once you hit a minimum threshold.
3 Types of Rewards Worth Trying
- Browser extensions — Automatically alert you to cashback and coupon codes while you shop online. Try our top pick
- Receipt-scanning apps — Earn on groceries and in-store purchases by snapping a photo of your receipt. Try our top pick
- Card-linked offers — Link a card once and earn automatically at participating stores. Try our top pick
Tips to Maximize Your Earnings
- Stack a cashback app with a rewards credit card you pay off in full each month.
- Check for boosted rates during holidays and big sale events.
- Refer friends — most apps pay a bonus for every signup.
- Cash out as soon as you hit the threshold; don’t let balances sit idle.
Disclosure: Purely Quoted may earn a commission when you join through links on this page. Offers and payout rates change often — always confirm details on the provider’s site.